Here is a transcript of the conversation:
Andrea Heng,   network
In the case of Chocolate Finance, they initially halted transactions before setting aside money because there was a rise in people putting money away.
But there are many possible causes for more folks to want to go to the ATMs and withdraw their money, right? It could even be a rumor, in some cases. But when does it start to become a significant issue? Because of the user’s view, I need to be aware of the warning signs that this is going to be a bank emergency and that I better get my money out.  ,
Avishek Nandy, Bain &, Company:
So first of all, investment platforms, they need safeguards or reserves in place when making promises to customers regarding instant withdrawals ( and ) rewards etc. For instance, if I invest my money in an investment system that invests it in a fixed income bank or a money market fund, the liquidation of that fund does not occur right away.  ,
However, I need to have enough reserves in place if I promise to give the buyer instant liquidation because it might take two days to sell the fund while I will give you in the interim.