Money Talks Podcast: How to take control of your finances in 2025

The second thing… is cutting up the only way? No, it’s no. And in truth, I think that cutting up is actually getting harder. The cost of life has increased. If you dine out a bit specifically, food prices are away by around 30 per cent. So, for those who dine out frequently, you now need to decide whether to start preparing your own meals more difficultly or to stick to what you already know about various aspects of life.

However, I often feel that there’s always a control ( to cutting back ) because the maximum you can go is just how much you spend. There is a second way to increase your earnings, which is to do it. &nbsp,

Andrea:
Okay, talk to me about that. &nbsp,

Dawn: 
Therefore, you can actually receive a lot more money from increasing your earned income, whether from passive or active resources, than from spending.

There will also be this point when you save until you’re just miserable and ( thinking ) what’s the point of life when you increase that while still keeping your spending moderate.

Andrea:
Simply. Then it becomes apparent that” Oh my God, I’m working so hard to save, and little emerges.” Is this really the only solution”?

Dawn: