Allianz withdraws offer to acquire Income Insurance after Singapore government intervention

German insurer Allianz announced on Monday ( 16 December ) that it had withdrawn its offer to purchase a majority stake in Income Insurance.

This comes after the Singapore state expressed concern about the proposed agreement, which was first made public on July 17. &nbsp,

Under the proposed transaction, Allianz would have acquired a 51 per cent stake in Income for about S$ 2.2 billion ( US$ 1.6 billion ). &nbsp, NTUC Enterprise said at the period that it would be a” substantial” stockholder if the purchase went through.

Concerns over whether Income may continue its societal vision were a result of the statement.

Edwin Tong, the minister of society, neighborhood, and youth, told the legislature on October 14 that the proposed deal, in its present form, “would not be in the open interest.”

The authorities stated that it would not allow the proposed deal to proceed, but it would be open to making innovative arrangements if the issues raised are fully addressed.

Allianz stated at the time that it would take into account changes to the proposed deal structure.

Allianz stated in a media release on Monday that the Singapore government’s position on why the deal does not proceed in accordance with the Insurance Act’s current terms and the following changes to the agreement was taken into account.

Allianz is still convinced it is the correct partner to help Income Insurance’s continuing expansion and its strategic goal of benefiting Singapore’s citizens, but the decision to withdraw its present at this time highlights Allianz’s financial control.

The close collaboration between Allianz and Income Insurance over the past few decades has added to the shared values, it said. &nbsp,

Member of the Board of Management of Allianz SE, Renate Wagner, said Allianz respects the Singapore administration’s decision. &nbsp,

We also think that the merger of Allianz and Income Insurance may bring two strong businesses together for the benefit of Income Insurance’s consumers and a growing number of Singapore’s users. We regret having to make this decision&nbsp, but we will, without issue, carry on supporting the Singapore healthcare industry’s continuing growth and success.”

In a separate press release on Monday, NTUC Organization stated that it accepts Allianz’s decision to cut its present.

The search for a corporate partner for money comprehensive was conducted to improve the company’s financial resilience, particularly in times of crisis. That implies that Income Insurance must first be dynamic and generate its risk-adjusted cost of capital, and second, meet governmental capital adequacy standards, particularly in the event of unexpected surprises and catastrophes, “it said.

This is crucial in order to safeguard the interests of Income Insurance’s insurers over the long term, and it is also in line with Income Insurance’s goals.

NTUC Enterprise said it is aware of the need to be prepared for a “more turbulent and dangerous world” given the possibility of future monetary crises and pandemics despite Income Insurance’s current healthy capital adequacy ratio.

During the COVID-19 pandemic in 2020, NTUC Enterprise had to inject S$ 100 million and have another S$ 300 million on standby to safeguard the solvency of Income Insurance.

In contrast, NTUC Enterprise said Income Insurance had to issue S$ 800 million in subjected bonds.

” If the COVID-19 epidemic had been prolonged, and more money had been needed, NTUC Business single may not have been able to meet Income Insurance’s more financial requirements. That was the main justification for considering an extra proper lover for money plan.

NTUC Enterprise added that it will take time to research how to handle the government’s concerns, and to regard all proper options that may further improve Income Insurance’s economic resilience.